About 30-Year Fixed-Rate Loans

The traditional mortgage has a constant interest rate and monthly payments that never change. This may be a good option if you plan on staying in your home for years to come.

We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Starting with our Mortgage Qualifier.

We’ll help you clearly see the differences between loan programs. This allows you to choose the right one for you whether you’re a first-time homebuyer or a repeat buyer.

The Mortgage Loan Process

Here’s how our home loan process works:

• Complete our simple Rate Mortgage Qualifier
• Then receive options based on your unique criteria and scenario
• Also, compare mortgage interest rates and terms
• Then you’re free to choose the offer that best fits your needs

When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages.

These may be a better deal in the long run, because you can lock in your rate for the life of your loan.