Latest Articles

Local Lending vs Big Banks: What You Need To Know!

Some of you may be familiar with receiving emails from your current banks such as Chase, Iberia, or HomeBank regarding your “pre-approval” for mortgage lending through them. And while this may seem like good news for those of you currently looking for lending options, going with the big banks as opposed to a local, private lender, could pose some hidden problems […]

How Much House Can I Afford?

When it comes to homeownership, how much you can afford directly relates to how much debt a lender thinks you can take on monthly. In this blog, we’ll go over what it takes as you start your search for your dream home. Debt-to-Income Ratio When we’re evaluating your loan application, one of the most important […]